EarnVault
2025Full-stack microfinance platform for cooperatives: KYC and passbook onboarding, daily interest accrual credited monthly via cron, real-time updates over Socket.IO, and flexible loan disbursement with multiple repayment schedules. Monorepo with a NestJS API, Next.js admin dashboard, and a React Native PWA for members — built for emerging markets and slow networks, with i18n and expense tracking in progress.